This online service is provided for the Employers of New Brunswick by WorkSafeNB in partnership with Service New Brunswick. Picture of Happy People
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Application for WorkSafeNB Coverage
In New Brunswick, workers’ compensation is administered through a no-fault insurance system set up under the Workers’ Compensation Act. The system is designed to compensate injured workers and protect employers from being sued by workers who are injured on the job. A worker covered by workers’ compensation gives up the right to legal action against the employer in exchange for compensation and rehabilitation services provided by WorkSafeNB. The inability to sue relieves both employers and workers from the financial risks associated with workplace injuries and illnesses.
How Does Coverage Work?
More than 13,000 businesses in New Brunswick are covered by workers’ compensation insurance, a system that operates on the principle of collective liability for employers. Premiums paid by the entire employer population are pooled and then used to pay the present and future costs of claims, and all of WorkSafeNB’s prevention and administration functions.
WorkSafeNB offers a variety of different coverages outlined below:
Mandatory Coverage
Employers having three or more workers, full or part-time, must register for coverage. The only exception is the fishing industry, which must register when 25 or more workers are employed.
Voluntary Coverage
When fewer than three workers are employed, voluntary coverage may be requested. Employers are eligible for voluntary coverage if they have two or more work contracts (i.e. not working exclusively for one principal contractor). Payment of the assessment must accompany the application. Exception: An employer with fewer than three workers working exclusively for one principal will not be granted voluntary coverage. The principal is responsible for all such subcontractors.
Personal Coverage
Employers who register to cover their workers may apply for personal coverage for (i) a non-salaried officer of a limited or incorporated company and (ii) a proprietor, partners and spouses of a proprietor or partner. Personal coverage is also available for self-employed individuals if they have two or more work contracts. The coverage requested may not be less than $12,000 or greater than the maximum annual assessable earnings (2019 - $64,800).
Definition of a Worker
The Workers’ Compensation Act of New Brunswick states: "worker" means a person who has entered into or works under a contract of service or apprenticeship, written or oral, express or implied, whether by way of manual labour or otherwise, and includes:
a) a learner,
a.1) an emergency services worker within the meaning of any agreement made under the Emergency Measures Act between the Government of Canada and the Government of New Brunswick in which provision is made for compensation with respect to the injury or death of such workers,
b) a member of a municipal volunteer fire brigade, and
c) a person employed in a management capacity by the employer, including an executive officer of a corporation, where that executive officer is carried on the pay-roll.
Proprietorship and Partnership
An employer who operates as a proprietorship or partnership must not include earnings paid to the proprietor, partners, spouses, and children under the age of 16 residing with the employer. Such individuals may apply for personal coverage (see section on personal coverage).
Limited Company
An employer who operates as a limited company must include amounts paid to all workers, including directors and executive officers. Non-salaried officers may apply for personal coverage.
At any time during this online process, if you want to stop and save the information so that you can return later, click the "Continue Later" button at the bottom of the screen. Your information will be retained for 60 days.
WorkSafeNB requires the collection of your social insurance number for Personal Coverage purposes. To meet its retention requirements, Service New Brunswick will not keep social insurance numbers to be made available should you wish to continue this process later. If you choose to continue later, you will have to re-enter this information. For further information on how SNB protects your information, click on the Privacy and Security link at the bottom of this page.
Note: Using the back button on your browser may cause navigation problems and some information may need to be re-entered. Where available use the 'Previous' button.
For questions about WorkSafeNB’s Coverage, please contact the Assessment Services at 1 800 222-9775 or WorkSafeNB Information For Employers.

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